Buying a home with no credit, bad credit?

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Buying a home with no credit, bad credit?

Now a day's a good credit is not as good as it used to be for many. Someone with 800 or above points on their report is nearly extinct. Mostly as it is happening now that due to low employment we start to see what our priorities are from the basic need to feed our families or paying our credit cards or personal loans. We rather pay our home our car instead of paying a student loan or pay the store credit card. When we do this every month we are late our credit score takes a small dent to it around 10 points less on our credit score.

Can you buy a home with bad credit, a foreclosure or even a bankruptcy filed on your credit report?

There is no problem, there are people who are buying homes even with these problems.

Everyone qualifies!

We have all heard this many times from many sources when we know that right now is when most banks are at their most strict point in history. Bank's usually want people to have:

1- Good income

2- Low debt

3- Good credit

However even if you do not have these prerequisites or perhaps 2 out of 3 you can still purchase a home.Without many problems all is legal, to your name, fairly easy to accomplish and as well as within your rights to do so.

When you have not had a stable employer for the last 2 years, when you have too many collections or debts to your credit banks will usually deny credit to buy a home, obviously they do not see where or how you would be able to pay any more debt than you already have. However there are private owners or private investors who own homes that are paid off, free and clear around all of Las Vegas Valley who are willing to finance the home with a down-payment, fair interest, low monthly payments (in some cases even lower than what you are paying in rent at the moment), and that can be paid off in 5 - 10 years. Do you want to know how? Call me at 702-250-2567 or my office 702-483-9486 ask for Jose or my assistant.  We Only work in Las Vegas, NV.

Quit paying rent!

Paying rent is almost like giving money away.

For many renters, buying a home is much easier than they thought possible.

Being a homeowner has many advantages:

1- Deductions

2- Over time equity value gained.

3- Pride of Ownership.

4- Stability, security for the whole family.

For example lets say you rent a home/apartment for 5 years and your monthly rent payment is $1000.00 per month. That is 60 payments in 5 years which equals to $60,000.00 that well could have paid for a home.

Buy a home the simple fast way!

Right now, people just like you are taking advantage of the current low home prices.  It is highly unlikely that we or even our children will see these low prices ever again. If you do not have the money to buy a home cash there are private investors who are willing to finance one of their properties.  True they will ask for a good down-payment which varies by investor, by property and by price of said property.  If you would like more information give me a call so we can sit down face to face and I will explain how the process works, I assure you in many cases what you would end up paying probably less than what you are currently paying for rent. This transaction is legal, quick, simple and secure. Best part of this is that investors generally don't care if you have no credit, bad credit, too little work history, bankruptcy or even a foreclosure on your records.

For more details or any comment please write to me at my email jrodlvrealty@gmail.com or call me at 702-250-2567 José L. Rodríguez, Realtor® or 702-483-9486 you can ask for me or for my assistant.